🩺 Alternative Health Insurance Solutions

At Ethixs, we take the complexity out of alternative health coverage and turn it into clarity and confidence. Whether you’re supporting retirees, part-timers, or employees in transition, our no-cost consulting helps you deliver flexible, meaningful coverage options—without the confusion.

We believe benefits should fit real lives, not just meet minimums. Our goal? To help your team feel informed, empowered, and covered.

Our advisory services are ideal for:

• Employees aging into Medicare
   
• Retirees looking for coverage guidance
   
• Team members using COBRA
   
• Companies considering ICHRA strategies
   
• Workers who aren’t benefits-eligible
   
• Small businesses seeking cost-effective alternatives
   

Our nationwide team brings expertise, empathy, and easy-to-understand guidance across a wide range of plans:

• Major Medical / ACA-compliant plans
   
• Short-Term Medical Insurance
   
• Individual & Family Coverage
   
• Medicare Advantage & Supplement Plans
   
• Dental, Vision & Hearing
   
• Critical Illness & Hospital Indemnity
   
• Supplemental and Life Insurance
   

We work across all marketplaces—private, federal, and state—to find the best fit for every situation.

Our three-part formula keeps things simple:

We use analytics to optimize benefits, identify cost-saving opportunities, and build strategies tailored to your workforce.

From quote portals to custom enrollment tools, our tech keeps everyone informed, engaged, and moving forward.

We build real relationships. Your employees will never feel like just another number—we walk with them every step of the way.

Sometimes traditional group plans don’t fit every team member’s needs. That’s where we come in—with carrier-agnostic recommendations and hands-on support that make a real difference.

We help employees:

• Compare individual health plans
   
• Understand Medicare options
   
• Navigate ICHRA reimbursements
   
• Confidently enroll without stress

When you partner with us, you’re not just checking a box. You’re:

✅ Reducing benefit costs
✅ Enhancing employee satisfaction
✅ Supporting retention with better coverage options
✅ Offering real choice, not one-size-fits-all plans
✅ Backed by expert consultants who care

 The future of work is flexible. Shouldn’t your benefits be too?